TERMS AND CONDITIONS

Welcome to the website of M3 Asset Management, Inc. ("M3," "we," "us," or "our"). M3 is a SEC-registered investment adviser (CRD# 169461). By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this website.

1. Important Disclosures

M3 Asset Management, Inc. is registered with the U.S. Securities and Exchange Commission as an investment adviser. Registration does not imply a certain level of skill or training. Information about M3, including our Form ADV Parts 1 and 2, is available on the SEC's Investment Adviser Public Disclosure (IAPD) website at adviserinfo.sec.gov.

2. No Investment Advice or Offer

The information on this website is for general informational purposes only and does not constitute investment advice, an offer to sell, or a solicitation of an offer to buy any securities or investment products. Nothing on this website should be construed as a recommendation to buy, sell, or hold any security or investment, or to pursue any investment strategy. Any investment decisions should be made only after consulting with a qualified investment professional and reviewing relevant offering documents.

3. No Client Relationship

Accessing this website does not create an investment advisory relationship between you and M3. An advisory relationship is established only through the execution of a written investment advisory agreement. Information provided through this website should not be considered personalized investment advice.

4. Past Performance Disclaimer

Past performance is not indicative of future results. Any references to past transactions, investments, or performance on this website are provided for illustrative purposes only. Investment outcomes depend on many factors, including market conditions and the specific terms of each investment. There can be no assurance that similar results will be achieved in the future.

5. Investment Risks

Investing involves risk, including the possible loss of principal. The value of investments may fluctuate, and investors may not receive back the amount originally invested. Different types of investments involve varying degrees of risk. Before making any investment decision, you should carefully consider your investment objectives, level of experience, and risk tolerance.

6. Third-Party Information

This website may contain information obtained from third-party sources that we believe to be reliable, but we do not guarantee the accuracy, completeness, or timeliness of such information. We are not responsible for any errors or omissions or for the results obtained from the use of such information.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of M3 Asset Management or its content providers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

8. Website Use Restrictions

You agree to use this website only for lawful purposes and in accordance with these Terms and Conditions. You may not use this website in any manner that could damage, disable, or impair the website or interfere with any other party's use of the website. You may not attempt to gain unauthorized access to any portion of the website or any systems or networks connected to the website.

9. Links to Third-Party Websites

This website may contain links to third-party websites for your convenience. We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. The inclusion of any link does not imply endorsement by M3 of the linked website.

10. Limitation of Liability

To the fullest extent permitted by law, M3 and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or reliance on any information provided herein. This website is provided "as is" without warranties of any kind, either express or implied.

11. Indemnification

You agree to indemnify, defend, and hold harmless M3 and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of this website or violation of these Terms and Conditions.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any legal action arising out of or related to these Terms and Conditions or your use of this website shall be brought exclusively in the state or federal courts located in Los Angeles County, California.

13. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this website. Your continued use of this website following any changes constitutes acceptance of the modified terms.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us here.